Private Mortgages Australia was founded in 2014 by Tony Barbone and Tim Hart. They realised there was an opportunity to start a company which would be based on a transparent lending process, being responsive to client’s needs, adapting solutions and providing quick lending decisions. They are extremely proud of the company they have built which now employs 10 experienced and passionate staff.

Senior Executive Team


Peter Cuskelly

Managing Director

Peter joined Private Mortgages Australia in 2015 and is now responsible for leading the team at PMA. He has a wealth of experience in credit across all types of lending including commercial, agribusiness, mortgage and personal clients.

Prior to joining PMA he was a mortgage broker offering individual and commercial clients tailored finance options to suit their needs. He has also worked with a number of large institutions including ANZ and Commonwealth Bank. Peter’s passion is working with clients to provide innovative and cost effective solutions whilst maintaining acceptable levels of risk.

Peter has a Bachelor of Business, Graduate Certificate in Corporate Finance and is a qualified CPA.  He has completed the Agile Project Management Foundation & Practitioner course and also holds a Diploma of Finance and Mortgage Broking Management.

View Peter’s LinkedIn profile here.


Tony Barbone


Tony began his career as a private lender in 2009, working for a boutique private lending firm. Tony worked his way up the ranks to become the youngest National Credit Manager responsible for loan origination and management of a multi-million-dollar loan portfolio.

After a short career break, Tony founded Private Mortgages Australia with co-founder Tim Hart in 2014. Tony specialises in developing solutions to solve the problems of brokers and borrowers who are unable to be supported by traditional banks and lenders. Recently, Tony has been instrumental in the creation and management of the Mortgage Funds that Private Mortgages Australia exclusively operates.

Tony has a Bachelor of Business (Law), Tax Law/Taxation from Monash University, a Diploma of Business, Financial Planning and Services from the Investment Banking Institute Business School and a certificate IV in Property Services (Real Estate) from the Australian School of Business and Law.

View Tony’s LinkedIn profile here.

Shanta Lobo

Shanta Lobo

General Manager – Relationships

Shanta joined Private Mortgages Australia in 2017 as Senior Relationship Manager – Lending. Shanta has over 20 years’ experience in lending including consumer, commercial, cash flow and trade finance.

Prior to joining Private Mortgages Australia, Shanta was a Business Banking Manager with NAB. She has also worked at Suncorp Bank and CBA in similar roles. She is experienced in risk assessment and risk management. Shanta enjoys customer interaction and helping businesses achieve their goals and budgets by structuring their cash flow and lending requirements effectively.

Shanta has a Masters in Sociology.

View Shanta’s LinkedIn profile here.


Gerry Gablek

General Manager – Credit

Gerry is a career banking executive with over 40 years’ experience in a range of senior roles within ANZ & Bankwest/CBA in  Institutional/Corporate Relationship Banking and Credit Risk Management.

He specialises in property finance lending, property development lending, corporate & leveraged cash flow lending and risk management compliance management. Previous credit risk roles included State Manager of Business Credit, State Manager High Risk and Impaired Assets, National Manager Credit and National Manager Credit Compliance for retail and business banks.

View Gerry’s LinkedIn profile here.

Non-Executive Team


Tim Hart

Managing Director, Active Property Group

Tim is the Managing Director of Active Property Group, the funds manager responsible for sourcing funds for PMA’s loans.

Tim has been a full-time investor since 2006. He has completed a multitude of investments in residential real estate, commercial property and private lending in this time.

As an educator, Tim has delivered training to thousands of investors, in both residential and commercial fields, using creative investment strategies.

Tim has a Bachelor of Commerce (B.Com.) with Distinction, (Financial Planning and Accounting) from Deakin University.

View Tim’s LinkedIn profile here.


Lewis O’Brien

Principal, Lewis O’Brien & Associates

Lewis is a member of the PMA Credit Committee and the principal of his boutique legal practice that centres on meeting the needs of property investors. Lewis is renowned for his knowledge and experience in executing innovative property investing techniques. Since 2000 Lewis has been arranging direct mortgages with his own capital and on behalf of his High Net Worth clients and has been assisting clients with their own mortgage investments. Lewis provides balance to the Credit Committee by remaining independent to Private Mortgages Australia.

Lewis has a Bachelor of Commerce and Bachelor of Law (Honours 2A) from Melbourne University and a Masters of Business Administration from Melbourne Business School.

View Lewis’ LinkedIn profile here.