PRODUCTS & SOLUTIONS
Small Business Finance
We have a solution for almost every business funding requirement. Below are the solutions we’ve developed after years of helping businesses who are credit impaired, can’t get finance from traditional lenders or need urgent funding.
Download our free guide to private lending to find out how a short-term loan can help you find the funding you need for your business.

Business Equipment Purchase Loans
Many businesses don’t have enough available cash to consider an outright purchase, making business equipment financing a necessity. Even if you can afford it, investing cash in assets may leave you with less working capital to finance operations or explore new growth opportunities.

Equity Release (1st and 2nd Mortgage)
'Equity' is the value of a property, less any money you owe on it (on your mortgage). 'Equity release' lets you access some of your equity. By releasing the equity in your property you can increase liquidity for investments, for business purposes such as buying equipment, to improve your cash flow, or to increase your personal wealth.

Refinance/Debt Consolidation
Refinancing a business loan involves using a new loan to pay off an existing business loan or debt. You then continue to make payments on your new loan as usual. It is generally used to consolidate multiple debts into one business loan, refinance to a loan with a lower interest rate or to access the equity in your business.

ATO Tax Debt Loans
If your business has a large tax debt that you can't pay, you should first call the Australian Taxation Office (ATO) to see if you can arrange a payment plan. If you don't qualify for an ATO plan (often the ATO won’t offer a further payment plan if one is currently in place) or want to consider your other options, tax debt loans are an...
Lending Process


Complete our
Quick App Form
or
Book a Call
with our head of relationships


After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.
Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.


Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.


Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.

Guide to Private Lending
Why choose Private Mortgages Australia
If you're borrower looking to get your business or development project kickstarted, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
No serviceability required
Get approved within 4 hours
Settle within 5 business days
Get your business project off the ground with a private lending solution. Download our free guide now.
Download Now!