PRODUCTS & SOLUTIONS
Property / Development / Construction Loans
Are you struggling to get your development or construction project off the ground? Then download our free guide to private lending to find out how a short-term loan can help you successfully complete your plan.
Land and Property Finance
If you’re a property developer seeking funds to purchase a development site, then Private Mortgage Australia is the lender for you. Mainstream banks and lenders are often reluctant to get involved in land acquisition funding, however, private lenders like PMA will look at the bigger picture.
Land Subdivision Finance
Creating a new allotment through a land subdivision is often considered less risky and more profitable than developing and selling land with houses and the project timeframes are a lot shorter. This gives a property developer two good options when it comes to creating value from land: subdivide and build, or create and sell...
Renovation / Flip Finance
Following the success of TV Shows like The Block and renovators like The Three Birds, many people are now starting to complete renovations or house flips as a way to create income. Sometimes after completing a couple of projects, renovators or property developers may want to start doing it professionally and set up a business to...
Development / Construction Finance
If you’re a property developer seeking funds to settle on your development site or get your building project off the ground, you’ve come to the right place. Development or construction finance is a short-term loan type, used to finance a building or a real estate project.
Construction Completion Finance
Has your construction project been put on hold due to a lack of funds? Construction and construction completion loans are two types of loans that many banks and institutions are not financing right now. However, Private Mortgages Australia specialises in this particular type of finance to allow developers to get their construction projects over the line.
Mezzanine Finance
Mezzanine finance offers property developers quick cash to bridge the funding gap between a senior loan and equity. Mezzanine financing is an ideal choice, particularly for property developers who are finding it difficult to access traditional funding sources. Often traditional senior bank lenders will perceive a project to be risky and only lend on a conservative LVR circa 55% of end value.
Our Lending Process
Complete our
Quick App Form
It should take you about 10 minutes to complete the Application if you have all the information to hand.
After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.
Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.
Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.
Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.
Guide to Private Lending
Why choose Private Mortgages Australia
If you're borrower looking to get your business or development project kickstarted, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
No serviceability required
Get approved within 4 hours
Settle within 5 business days
Get your business project off the ground with a private lending solution. Download our free guide now.
Download Now!
Here’s what our customers have to say
★ ★ ★ ★ ★
PMA responded to an 11th hour call for funding following two previous lenders not delivering on their representations. PMA's can do attitude and flexible approach was appreciated by both the borrowers and myself and the resultant settlement brought a huge relief and closure for my clients....
Warren Bund - Warren Bund Financial Services
2018-05-02 02:11:13
★ ★ ★ ★ ★
We found the PMA team to be polite, efficient and professional at all times. Venus, Shanta and Peter responded to any questions, followed up on delays and ensured settlement was achieved in a timely manner....
Vicki C, First-Time Borrower - New South Wales
2023-08-15 15:50:42
★ ★ ★ ★ ★
Informative, efficient and have always delivered on their promises....
Igor L - Parramatta NSW
2018-04-14 04:30:32
★ ★ ★ ★ ★
We appreciate all the efforts, in difficult and challenging circumstances. Your professional approach and ability to get the deal done has been much appreciated by all....
Simone - Gold Coast
2019-04-05 05:30:51
