What Makes PMA Different from Other Business Lenders

1. Tailored Solutions

At PMA, we understand that every borrower is different — which is why we customise each loan to meet the specific needs of the individual borrower. Flexibility is often lacking in the finance industry, so our senior credit team personally assesses every application to craft the most suitable solution. 

This personalised approach has helped us build long-term relationships with brokers and borrowers alike, many of whom return to work with us time and time again.

2. Guaranteed Four-Hour Response Time

Time is critical when you're chasing an opportunity or solving a cash flow problem. PMA offers an impressive 4-hour response time to loan applications, giving brokers and borrowers the confidence that their deals will be assessed quickly and professionally.

3. Low Upfront Costs

One of the biggest hurdles businesses face when securing finance is the burden of high upfront costs. PMA eliminates this barrier by keeping upfront fees minimal. With a low Assessment Fee of $1,100 and valuations and legal documents done at cost this means borrowers can access the funding they need without draining valuable resources before the loan even begins.

4. Prepaid Interest for Simplicity and Certainty

PMA loans feature prepaid interest, which means the interest is paid upfront for the agreed loan term. This provides borrowers with cost certainty and simplifies repayments — there are no ongoing monthly interest bills to worry about.

5. Customer Service Every Step of the Way

At PMA, we provide customer support to brokers and borrowers alike every step of the way. We want the application process to be as quick and convenient as possible. Therefore, we strive to provide the proper guidance to all our clients so they don’t end up second guessing about any documentation they need to submit or have any confusion about the loan terms, fees, exit strategies etc.

6. Generous, Channel Agnostic Referrer Fees

Aside from providing continuous customer support to brokers, PMA is also known for its generous and channel agnostic referrer fees. Brokers who successfully refer clients receive referrer fees on the day of loan settlement without any clawback!

Additionally, since PMA is channel agnostic, our fees are the same if the borrower applies via a broker or comes to us directly. In fact, brokers continue to earn referral fees on future loans for clients they’ve introduced — even if those clients approach PMA directly for subsequent funding.

7. Fast Settlements — As Quick As 5 Business Days

In business, time is money. PMA is known for its speed, with settlements possible in as little as five business days upon receipt of all outstanding documents. The ability to finance quickly is crucial for any business that needs fast funding to meet urgent deadlines.

Why Brokers and Borrowers Choose PMA

Private Mortgages Australia combines speed, transparency, and flexibility with a genuine understanding of what business borrowers and introducers need. Whether you're a broker looking for a reliable lending partner or a business seeking short-term finance without the headaches, PMA delivers fast, tailored solutions.

For more information on PMA’s commercial finance products, feel free to contact us, or you can complete our Quick App form here (< 10 mins).