Finding business finance solutions can be a challenge even for the most experienced brokers since many SMEs fall outside the common serviceability criteria used by traditional finance institutions.
However, brokers can still find ways to procure funding solutions for their clients by extending their scope to private lending solutions.

That’s because private lenders don’t rely on standard serviceability requirements to qualify their borrowers.
For instance, rather than seeking proof of a consistent monthly income stream, private lenders may look at other factors, such as a borrower’s exit strategy, to determine the borrower’s ability to pay back the loan. This opens up more options for businesses to be able to access finance.
Therefore, brokers who have a network of private lender contacts have an advantage when looking for funding solutions that suit their clients’ needs.
Tailored and flexible private finance solutions for businesses don’t only benefit borrowers. Most private lenders provide commissions to brokers who have made successful referrals. Not only do brokers elevate their customer service by providing their clients more funding solutions, but brokers also get more opportunities to expand their income stream and grow their brokerage. It is a win-win situation for the broker and the borrower.
Private Mortgages Australia specialises in providing tailored lending solutions that traditional financial institutions often overlook. From small business owners to property developers, PMA offers fast and flexible mortgage products designed to meet diverse needs. Below are the features that allow PMA to help brokers help their clients with business finance:
PMA is committed to building strong partnerships with brokers and their clients. Through PMA’s referrer program, we are able to provide tailored funding solutions to borrowers that have been referred by our broker partners while providing commissions to our broker partners within 1 business day of settlement and with no clawbacks.
In the fast-paced world of finance, efficiency is paramount. PMA's referral program simplifies the process, allowing referrers to seamlessly connect their clients with tailored mortgage solutions. Brokers can submit a Quick App form on behalf of their clients.
The filling out the Quick App form takes less than 10 minutes and PMA has a guaranteed response time of four business hours from submission.
With dedicated support and resources, referrers can confidently navigate the lending landscape, knowing that PMA has their back every step of the way.
Tailored Solutions:No two borrowers are alike, and PMA understands this. Through the referral program, referrers gain access to a variety of mortgage products tailored to suit varying business needs and circumstances. Whether it's bridging finance, equity release, or establishment finance, PMA offers a comprehensive suite of solutions designed to empower both referrers and borrowers alike.
For referrers looking to capitalise on this unparalleled opportunity, getting involved is a straightforward process. By joining PMA's referral program, referrers gain access to a wealth of resources and support, enabling them to unlock new avenues of growth for their brokerage and their clients’ business. Whether you're a real estate agent, mortgage broker or financial advisor, PMA welcomes you to join their network of trusted partners.
For more information on PMA’s commercial finance products, you may visit our product page. You may also contact us and our customer relations team will gladly answer any questions you may have.
Or, you can submit a Quick App Form on our website and we'll get back to you.


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Our Referrer Pack will provide you with more information about the private lending solutions available to your clients, the lending process and the fees you earn when you refer a client to PMA.