Solving ATO Tax Debt Fast

When Traditional Banks and ATO Payment Plans Fall Short

Struggling with accumulated ATO tax liabilities (PAYG, GST, BAS, Superannuation, or income tax) can paralyse a business. When mainstream lenders decline applications due to historical tax defaults, and the Australian Taxation Office (ATO) rejects payment plans because of missed lodgements or enforcement notices, business owners face severe operational risk.

Private asset-backed lending bridges this gap.

How an ATO Debt Relief Loan Works

Private Mortgages Australia (PMA) provides tailored short-term liquidity designed around your asset position and exit strategy rather than rigid historical tax compliance:

• Direct Lump-Sum Settlement: Funds go straight to the ATO to stop compounding interest and penalty rates immediately.
• Flexible Terms: Short-term facilities running from 3 to 36 months, with interest-only options available.
• Higher LVR Flexibility: First or second mortgage structures up to 70%–75% LVR using commercial, industrial, or residential equity.
• Simple Consolidation: Bundle complex or multiple tax/business liabilities into a single structured repayment path.

Ideal Scenarios: Who is this for?

• SMEs locked out of formal ATO payment arrangements or bank refinances.
• Companies facing active ATO enforcement actions, garnishee notices, or punitive interest loops.
• Business owners with solid property/business equity facing short-term liquidity friction.

Broker Partnership: Earn Guaranteed, Clawback-Free Fees

Commercial and mortgage brokers frequently encounter clients trapped by tax arrears who need fast execution to save a property settlement or business purchase. Partnering with PMA unlocks:

• Guaranteed Commissions: Paid within 24 hours of settlement.
• Zero Clawbacks: Retain your earnings with confidence.
• End-to-End Support: Dedicated credit teams (like Dushen Tissera and Brendan Barry-Murphy) walk both you and your client through the file.

Real-World Case Study: Clearing $590k in ATO Debt for Property-Backed Borrowers

• The Challenge: Queensland business owners facing compounding ATO penalties and bank rejections due to historical tax positioning.
• The Solution: A fast $590,000 first-mortgage facility secured against industrial property at 28.99% LVR.
• The Outcome: Immediate payout of all ATO obligations, restoration of cash flow, and a clean pathway to mainstream refinancing once updated financials settled.

Have a Scenario or Query? Let’s Talk.

Do not let stalling tax negotiations or bank red tape stall your client or business.

• Submit a Deal: Access the Quick-App Form here (Guaranteed 4-business-hour response time).
• Speak to Our Relations/Credit Team:
  • Dushen Tissera
  • Brendan Barry-Murphy