PRODUCTS & SOLUTIONS
Finance Solutions for SME Clients
At Private Mortgages Australia we do things differently to other lenders. Unlike the banks we don’t focus on credit history or serviceability. And unlike other non-banks we have the funds ready to go as soon as you’re approved – we make the lending decision and don’t have to scramble to get investor funds.

Bridging or Working Capital Loans
A bridging loan is a short-term loan used as funding for a business until a borrower has a more permanent source of finance in place or has the cashflow to clear the debt in full. While a working capital loan is a type of short-term loan used to finance a company’s everyday operations.

Business Purchase / Establishment Finance
If your client is looking for a loan to purchase a business or to fund the establishment of a new business, then a short-term business loan from Private Mortgages Australia could be a great option. Many banks and other conventional lenders have very strict lending criteria...
Lending Process


Complete our
Quick App Form
or
Book a Call
with our head of relationships


After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.
Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.


Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.


Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.

Guide to Private Lending
Why choose Private Mortgages Australia
If you’re a broker looking for a great funding option for your commercial clients, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
No serviceability required
Get approved within 4 hours
Settle within 5 business days
Provide better service to your clients. Download our free guide to private lending.
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