PRODUCTS & SOLUTIONS
Finance for Construction / Development Clients
We’ve spent years honing our offer so that we can deliver the best solutions for our borrowers who aren’t able to obtain funding from traditional lenders. We know what we do well and leave the rest for the others. If you need to settle on a development site, need construction or completion finance then we have a solution for you.
Land and Property Finance
If you property developer client is seeking funds to purchase a development site, then Private Mortgage Australia is the lender for you. Mainstream banks and lenders are often reluctant to get involved in land acquisition funding, however, private lenders like PMA will look at the bigger picture.
Land Subdivision Finance
Creating a new allotment through a land subdivision is often considered less risky and more profitable than developing and selling land with houses and the project timeframes are a lot shorter. This gives a property developer two good options when it comes to creating value from land: subdivide and build, or create and sell...
Renovation / Flip Finance
Following the success of TV Shows like The Block and renovators like The Three Birds, many people are now starting to complete renovations or house flips as a way to create income. Sometimes after completing a couple of projects, renovators or property developers may want to start doing it professionally and set up a business to do so.
Development / Construction Finance
If your client is a property developer seeking funds to settle on a development site or get a building project off the ground, you’ve come to the right place. Private Mortgages Australia specialises in short-term development or construction finance used to finance a building or a real estate project.
Construction Completion Finance
Has your client’s construction project been put on hold due to a lack of funds? Construction and construction completion loans are two types of loans that many banks and institutions are not financing right now. However, Private Mortgages Australia specialises in this particular type of finance to allow developers to get their construction projects over the line.
Mezzanine Finance
Mezzanine finance offers property developers quick cash to bridge the funding gap between a senior loan and equity. Mezzanine financing is an ideal choice, particularly for property developers who are finding it difficult to access traditional funding sources. Often traditional senior bank lenders will perceive a project to be risky and only lend on a conservative LVR circa 55% of end value.
Our Lending Process
Complete our
Quick App Form
It should take you about 10 minutes to complete the Application if you have all the information to hand.
After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.
Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.
Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.
Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.
Guide to Private Lending
Why choose Private Mortgages Australia
If you’re a broker looking for a great funding option for your commercial clients, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
No serviceability required
Get approved within 4 hours
Settle within 5 business days
Provide better service to your clients. Download our free guide to private lending.
Download Now!
Here’s what our customers have to say
★ ★ ★ ★ ★
Over the last 6 years that I have referred clients to PMA, it has been an absolute pleasure. The time it takes to assess files, then issue Offers, then take each file through to Settlement has been nothing short of great. It is very pleasing that once a quote is obtained from PMA, there are never any surprises in their Loan Approval letters which makes it easier to manage clients expectations....
Don Fleming - Mortgage Broker
2021-02-02 05:53:28
★ ★ ★ ★ ★
Just want to thank you and the boys for making this application so easy. Obviously my client thinks so too because he was happy to come back for another loan. With plenty of choices out there for private funding, it is nice to be able to find and deal with a company that is professional and reliable....
Kathy C - Mortgage Broker, Maroochydore
2016-10-31 04:57:01
★ ★ ★ ★ ★
My experience with Brendan and Orlando is in the top order and their professionalism combined with their personal contact is a pleasure to be involved in and I won't hesitate doing business with them in the future. Thank you to everyone in Private Mortgages that has assisted in anyway....
Pat - Noosaville, QLD
2026-02-24 17:47:07
★ ★ ★ ★ ★
Informative, efficient and have always delivered on their promises....
Igor L - Parramatta NSW
2018-04-14 04:30:32
