Equity Release

Why use PMA to finance your client’s equity release:

  • They need to quickly access equity in a property for a genuine business purpose
  • They only need funds for a short time and can secure the loan with a first or second mortgage
  • They need liquidity and fast and can’t wait for the banks

Equity Release Loan Terms

Loan Amount

Up to $5M (1st Mortgages) & $2M (2nd Mortgages)


Up to 75% of the ‘as is’ value (max. LVR of 75% for major metro residential property, other security at lower LVRs)


1st or 2nd Mortgage


3-12 months

Equity Release

By releasing the equity in a property a borrower can increase liquidity for investments, for business purposes such as buying equipment, to improve cash flow, to pay suppliers or to pay off any tax debts. Private Mortgages Australia can provide equity release finance on either a first or second mortgage to allow a borrower to use the finance for a genuine business purpose.

Lending Process


Complete our
Quick App Form


Book a Call
with our head of relationships


After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.

Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.


Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.


Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.

Referrer fees are paid within 24 hours from settlement with no clawbacks.

We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.

Our Other Private Lending Solutions