ATO Tax Debt Loans

Why use PMA to finance your ATO tax debt loan:

  • You can't arrange an ATO payment plan
  • The banks won’t consider you for a loan because you have an outstanding ATO debt
  • You want to clear your ATO debt because it is having adverse effects on your credit rating

ATO Tax Debt Loan Terms

Loan Amount

Up to $5M (1st Mortgages) & $2M (2nd Mortgages)


Up to 75% (max. LVR of 75% for major metro residential property, other security at lower LVRs)


1st & 2nd Mortgage


3-12 months

ATO Tax Debt Loans

If your business has a large tax debt that you can't pay, you should first call the Australian Taxation Office (ATO) to see if you can arrange a payment plan. If you don't qualify for an ATO plan (often the ATO won’t offer a further payment plan if one is currently in place) or want to consider your other options, tax debt loans are an alternative option.

A tax debt loan may be a useful way of paying off tax debt before it becomes even more of a problem or when ATO payment plans are not a viable option.

Tax debt loans are short-term financial solutions specifically tailored to assist small to medium-sized businesses settle outstanding tax debt.

Lending Process


Complete our
Quick App Form


Book a Call
with our head of relationships


After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.

Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.


Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.


Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.

Referrer fees are paid within 24 hours from settlement with no clawbacks.

We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.

Our Other Private Lending Solutions