The solution for your short-term business finance needs
At Private Mortgages Australia we do things differently to other lenders. Unlike the banks we don’t focus on credit history or serviceability. And unlike other non-banks we have the funds ready to go as soon as you’re approved – we make the lending decision and don’t have to scramble to get investor funds.
We’ve spent years honing our offer so that we can deliver the best solutions for our borrowers who aren’t able to obtain funding from traditional lenders. We know what we do well and leave the rest for the others.
Our Products & Solutions
Our Lending Process
Indicative Letter of Offer
Accept our Indicative Letter of Offer which includes an indicative interest rate.
A small assessment fee is charged to cover the searches we do in due diligence.
Letter of Offer
Receive and sign the formal Letter of Offer.
Once signed the loan documents are drawn up and sent to the Borrowers Solicitor.
Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
Referrer fees are paid within 24 hours from settlement with no clawbacks.
Who can we help?
We can help borrowers who need finance for genuine business purposes such as:
- completing a development project
- acquiring land for a developement
- urgent funding for business purchase
- paying an outstanding ATO debt
- refinancing an existing loan
- paying out business partners
- an urgent business opportunity
Are you a broker or referrer?
90% of our clients come via a broker or referrer, and we want to keep it that way. That’s why we generously reward our referrers for introducing their clients to us. We even reward you if your client returns to us directly. All our referrer rewards are paid within 24 hours of settlement with no clawbacks.