The business and development finance specialists
I'm looking for:
Do you have a business or developer client looking for finance?
- Business loans or construction/development finance up to $5M
- Interest rates starting from 6.95% p.a.
- Loan terms from 3-36 months with LVRs up to 75%
- Borrowers must have equity in a property to secure the loan and a genuine business purpose.
Provide better service to your clients. Download our free guide to private lending.

Are you a business owner or property developer looking for finance?
- We’re here to help businesses that can’t get bank finance
- Interest rates starting from 6.95% p.a.
- Loan terms from 3-36 months with LVRs up to 75%
- Borrowers must have equity in a property to secure the loan and a genuine business purpose.
Get your business project off the ground with a private lending solution. Download our free guide now.

About Private Mortgages Australia
Private Mortgages Australia specialises in flexible short-term finance for businesses and property developers. We can provide loans from $100,000 to $5M with loan terms of 3 - 36 months. All loans must be secured by Australian property with available equity by a First or Second Mortgage with a Loan-to-Value Ratio of up to 75%.
We don't believe in a one-size-fits-all approach to lending and as such will tailor each and every loan to suit the individual borrower needs. We understand that flexibility is hard to come by in the lending world which is why each loan application is assessed by our senior credit team to find a suitable solution. Because of this approach to lending we have developed ongoing relationships with brokers and borrowers and regularly work with repeat clients. We look forward to working with you.
What we don't do:
Home loans
Personal loans
Loans without a security property and equity
Take months to settle a loan like a bank
Say 'no' to borrowers with credit impairments, out of date financials or no presales.
Charge ridiculous upfront fees or lock you in with unreasonable clauses.

Testimonials
Lending Process


Complete our
Quick App Form
or
Book a Call
with our head of relationships


After receiving the Application we’ll develop an Indicative Letter of Offer which includes an indicative interest rate.
Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.


Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.


Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the Borrower.
We endeavor to make this process as quick as possible and can settle within 5 days upon receipt of all outstanding information.


Case Studies
Guide to Private Lending
Why choose Private Mortgages Australia
Whether you’re a broker looking for a great funding option for your commercial clients or a borrower looking to get your business or development project kickstarted, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
No serviceability required
Get approved within 4 hours
Settle within 5 business days