Private Lending Solutions for Australian Businesses & Developers
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Short-term commercial loans from $250K to $5M
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First & second mortgages up to 75% LVR
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Fast settlements
Do you have a scenario you want to discuss now?
We’ll respond in 4 business hours.
Why Choose Private Mortgages Australia
10+ Years of
Lending
Generous
Referral Fees
All Property Types
& Locations
We Think
Outside The Box
Funds Ready
To Lend
Extensive
Product Range
Focus on Exit
Strategy
True 'No Doc'
Loans
For Brokers & Referrers
Generous Referral Fees
Unlock new revenue streams today with PMA's referral program. Earn commissions for every successful referral you make.
All referrer fees are paid within 24 hours of settlement, with no clawbacks!
Broker Tools & Resources
We've simplified the referral process to save you time and effort. Just refer potential borrowers and we'll take care of the rest, from initial consultation to funding.
Whether you need assistance with client enquiries or guidance on funding solutions for your clients, we're here for you every step of the way.
OUR LOAN APPLICATION PROCESS
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Quick App & Indicative Offer
Complete our Quick App form online which should take you about 10 minutes. After receiving the Application we’ll get back to you within 4 business hours. If we can provide a solution we’ll send an Indicative Letter of Offer which includes an indicative interest rate. Once the Offer is accepted a small assessment fee is charged to cover the searches we do in due diligence.
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Due Diligence & Approval
Once we’ve completed our due diligence, we’ll send a formal Letter of Offer. Once signed the loan documents are drawn up and sent to the Borrower’s solicitor.
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Settlement & Funding
Upon return of the fully executed documents the approval fee, legal costs and prepaid interest are deducted from the loan and the balance is paid to the borrower.
We work to fast-track your approval as quickly as possible, subject to standard property valuations.
Latest Content
Guide to Private Lending
Whether you’re a broker looking for a great funding option for your commercial clients or a borrower looking to get your business or development project kickstarted, then there is a private lending solution for you. Download our free guide to private lending to find out the benefits of working with a private lender, read some real-life case studies and find out about the different private lending solutions available.
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No serviceability required
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Get approved within 4 hours
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Settle within 5 business days
Client Success Stories & Testimonials
★ ★ ★ ★ ★
As a Finance Broker I have found the team at Private Mortgages to be quick, responsive and practical in supporting my clients finance needs. Quite refreshing to have a lender working so positively to achieve an outcome satisfactory to all parties....
Rod - Melbourne, VIC
2026-09-04 15:19:11
★ ★ ★ ★ ★
My experience with PMA has been first class and I would not hesitate to recommend PMA to any of my fellow Brokers. Absolute pleasure in dealing with you and the whole team at PMA.
...George K. - Broker, VIC
2026-07-02 10:30:26
★ ★ ★ ★ ★
My experience with Brendan and Orlando is in the top order and their professionalism combined with their personal contact is a pleasure to be involved in and I won't hesitate doing business with them in the future. Thank you to everyone in Private Mortgages that has assisted in anyway....
Pat - Noosaville, QLD
2026-02-24 17:47:07
★ ★ ★ ★ ★
My first dealing with Peter at PMA was very easy and resulted in a happy client. It was during the festive season too which usually makes it tougher but it all went well. Thanks again Peter, from myself and my client....
Don F - Mortgage Broker, Melbourne
2025-01-19 05:59:12
★ ★ ★ ★ ★
I recently used PMA for an urgent property settlement, and I could not be more impressed with their service. Dushen, Peter and Shanta went the extra mile to ensure the settlement happened on time, demonstrating exceptional dedication. I will definitely use them again and highly recommend their services....
Jaspreet S. - VIC
2025-01-10 15:57:01
★ ★ ★ ★ ★
I wish to congratulate PMA management and staff for their excellent service in providing funds to payout sale of business, pending sale of freehold, with the assistance of NAB. Extremely thorough service....
Ian S. - VIC
2024-12-18 12:55:05
★ ★ ★ ★ ★
Had a great experience working with PMA. The process was smooth, communication was clear, and they were professional throughout. We were able to get the clients settled on time, and I look forward to working together again in the future....
Anna N. - Projectmore
2024-10-14 16:47:41
★ ★ ★ ★ ★
A good private lender that can execute quickly when all the ducks are in order. Shane Uttley the Manager in QLD went above and beyond to try settle a deal for a client of ours during the Xmas/New Year break. Appreciate the whole team’s help....
Edward Chin
2024-01-08 17:11:23
